Lyve Merchant Portal


About Us

We Help Our Clients Find the Right Financing Fit For Their Businesses.

Every business is different and the same applies to every lender. Whether your business is looking for a short-term, long term or a no-term loan, Lyve Lending Group can help.


Choose from Multiple Offers

Lyve Lending Group is the solution. We are a group of multiple lenders, so we can offer you the best rates from multiple lenders all at once. You don't have to waste your time going through different websites or calling different banks - we do all the work for you.


Build your commercial Credit

We offer loans to businesses with perfect credit, bad credit, or no credit, no collateral required. We base our lending decisions on the strength of your business, not your personal credit score. Apply today and get the cash you need to grow your business.


Get the best rates and terms

Lyve Lending Group is here to help. We offer the best rates and terms, so you can get the money you need without breaking the bank. We work with a wide variety of lenders, so we can find the perfect loan for your needs. Apply today and see how easy it is to get the money you need!



Lyve Lending Group is a Canadian business lending platform that uses AI technology to connect businesses with the right lender in minutes. We offer fast, easy financing for businesses of all sizes.

Banks vs Lyve Lending Group

Conditions Bank Loan Lyve Lending Group
Builds Commercial Credit
It’s important for a business to build commercial credit.
Deposit within 48 hours
Banks take 6-8 weeks to process a file, we process and deposit within 24 hours
Pay-Early Discount
Banks will penalize to pay off loan early, we give 10% discount balance owing if paid early
Bank loans usually need a house or equipment to secure a loan, we don’t need anything
Fixed Rate
Bank loans have interest rates that compound, our rate is FIXED and never increases
92% Approval Rate
Banks rarely approve. We have a 90% approval rate!
Multiple Finance Options
Banks only have commercial credit lines with variable rates. We have multiple finance products customized to each individual business
Knowledgeable Reps
Banks employees have limited business knowledge. We are business experts.
Bad Credit Loans
Banks need credit of 720+ and collateral. We only need 650+ and no collateral.

Neobanks vs Lyve Lending Group

Conditions Neobanks Lyve Lending Group
Best Fit
Individiual Lender companies have limited options and
Better Value
Our partnership with lenders require rates be lower than their standards with no processing fees.
Instead of pushing lenders to be flexible, we find another lender
Lone Lenders have employees who are incentivized by bonuses and commission. We work for you and only get paid when your’re happy!
Equipment Leasing
We can offer separate financing to maximize your eligible amount
Waived Fees
Lenders have processing fees called application, origination, administrative fees. Lyve Lending Group has waived all our fees to save our clients money.


What is Lyve Lending Group?

Lyve Lending Group is a leading Canadian financial technology company specializing in business loans, we’re made up of mostly business owners and bank executives.,We provides quick, easy, and affordable loans to small businesses. Our company was founded, and is managed, by former bank executives and business owners who wanted to better serve the Canadian small business community.

Our loans are short-term business loans delivered 100% online. These fast and easy loans have become a popular alternative to paperwork-intensive bank loans and expensive merchant advance financing.

We save our clients time and money by finding them the financing that fits best for their needs and opportunities. We’re are 1-2 points less than going direct-to-lender. We also waive all processing, application, and origination fees.

Great question! The rates are customized to each individual business and depend on the lender, industry, and time in business. You can find your custom rate and amount qualified for by clicking on Apply Now.

Our loans range from $5,000 to $500,000 and have terms between 3 and 24 months. If you are seeking a higher loan amount please call our customer success team at (800) 217- 1557 to discuss your options

You can use your funding for anything you need to grow your business. Our funds are unrestricted but common reasons include purchasing new inventory or equipment, remodeling, relocating, investing in additional marketing, hiring staff, refinancing debt, and simply helping with cash flow.

If you click on Apply Now, you can have funds in your account in 24-48 hours.

Our financing is unsecured! However, all loans have a general security interest on the business which is registered under the PPSA (“Personal Property and Security Act”) and backed by a personal guarantee. This will not affect any current security assignments you may have in place.

Yes – at any time you may pay your remaining balance without any penalties or stipulations. In fact, in some cases you may be eligible for a discount if you pay your entire balance off in full.

It does not matter who your current debit/credit card processor is. Our automated system has been designed to work with all major processing companies. At Lyve Lending Group we will never ask you to switch from your current processor – we are not in the business of payment processing, we are in the financing business!

Our process is fully automated so you never have to worry about making a payment. We only get paid when you get paid and our automated process collects a specified percentage of your debit/credit card sales on a daily basis. In the case of a Flex / Fixed Solution loan, a small fixed payment is electronically debited from your business bank account each business day. This continues until your balance is settled.

No! Factoring is based on a company's past/current receivables. Factoring companies take over a company's Account Receivables and may create a reputational risk. Our financing is based on a businesses average revenue, and we also work in partnership with the banks

We offer various credit products that include floating lines of credit, term loans, and merchant cash advances.

YES! A lot of businesses will use us as a stepping stone to eventually obtain a commercial line of credit from the bank. Commercial credit is challenging to create and building it is imperative to business growth.

We will not show up as an inquiry on your credit report. Our financing is based more on your businesses sales and less on your credit score.

A Lyve Lending Group Representative is happy to assist you:
Monday – Friday 7:00am to 7:00pm EST
Phone: 1-800-217-1557


Our Team Member

Our Expertise Will Help You

Our funding specialists are experts in the Canadian commercial lending space, with combined 25 years of entrepreneurial experience, they're here to help


Sandrine Tremblay

Directrice des opérations


Grantley Othneil Adams

President & Founder


Sabrina Bailey

Director of Sales

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